MS in the US: A step-by-step guide
Everything you need to know to prepare for your MS degree in the USA: universities, eligibility, cost, and more.
Everything you need to know to prepare for your MS degree in USA: universities, eligibility, cost, and more.
Step 1: Research university and funding options for your MS in the US
Determine your preferred US universities and budget
Choosing the right schools and programmes is the first step to obtaining your MS in the US. With so many universities and price ranges, you'll give yourself the best chance of success if you start researching MS in USA courses at least 1 year before your intended enrolment.
Step 2: Apply to MS programmes in the US
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Step 3: Confirm your education funding
It’s a good investment to study an MS in the US, but not a cheap one. Most students consider and use a range of funding options to cover the total Cost of Attendance (CoA) which includes both fees for tuition and living expenses.
After savings, an education loan for MS in US is a common funding source. For example, on average, an MS in USA for Indian students who pursue Computer Science programmes will need to borrow USD 70K over 2 years with Prodigy Finance.
If you decide to take an education loan to cover your MS in USA cost, start early. Often, you’ll need to prove funding to your university by mid-April to accept your admit before May. Depending on your loan provider, this could take some time.
Domestic banks: Can take up to a few months to process international student loans, especially when property is offered as security. For example, for an MS in USA for Indian students who apply for loans from domestic banks, you’ll want to submit your loan application by mid-January to prove funding in time.
Online lenders: Require less time. At Prodigy Finance, the application process is entirely online. Apply in just 30 minutes and get an instant quote. If you choose to accept the offer, you’ll be asked to upload documents supporting the information provided in your application, all online, before receiving your approved Loan Letter which you can use to apply for your F-1 visa.
Step 4: Get your admission and proof of funding for your MS in the US
Although admit dates vary for an MS in the US, you can expect to:
Receive your admission before April
Prove ability to cover your MS in US cost by mid-April
Formally accept your admission by May
The international student office at your university will provide clear instructions to prove to funding for your programme.
Some schools require loan letters to show your loan amount in US dollars. If you’re applying for a loan in another currency, check that your lender will provide this and that your loan will reach your account in April.
Prodigy finance can help you with this by supporting your financial needs for admissions to the best engineering colleges like Columbia Engineering, Standford University, Missouri S&T Engineering, Duke Pratt, MIT Engineering, UCLA Engineering, Columbia Engineering, the University of Texas at Dallas, or USC Viterbi School of Engineering and over 850 schools & universities.
Step 5: Start the F-1 student visa application process
Step 6: Prepare for student life in the US
As your programme start date draws closer, you should begin preparing for your study abroad journey.
Find your US accommodation
International students have several accommodation choices. But, don’t wait too long to secure housing, as affordable options disappear quickly.
Many Indian students opt to save money by sharing off-campus apartments. To find roommates, reach out to international student services, the housing office and international clubs at your school.
Get to campus for your MS degree
US immigration officials advise waiting for your visa before booking your flight. Once you receive it, book your flight.
With an F-1 student visa, you can arrive in the US up to 30 days before your course begins. Most students plan to arrive at the end of June. Tip for Indian students: contact the Indian student organisation at your school to see if they arrange airport pick-ups to welcome new students.
Open a US bank account
You must provide your US bank information to the bursar's office so your living expenses can be transferred to you. Don’t wait to open a US bank account.
Interested to learn more about how you can fund your own education?
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Note: This article was updated on 31st May 2020
