Asian Student Graduating with a Prodigy Finance loan

Your global future starts here

Planning to pursue your master’s degree abroad? Prodigy Finance can help you fund it - with no-cosigner, no-collateral loans designed specifically for students across Asia, so you can focus on your education, not your finances.

Important update on loan availability

We want to let you know about an important change to our Spring 2026 loan offering.

Our loans are made possible by a global community of investors and institutions who share our mission of supporting international students. In recent months, global financial markets have shifted, and these changes, including geopolitical factors, have affected how our funding partners allocate capital.

As a result, we’re currently unable to support your region for the Spring 2026 intake. While we know this may be disappointing, it reflects the requirements of our funding partners rather than your potential as a student.

If your timeline allows, we’d love for you to apply again for the Fall 2026 intake. We’ll be expanding funding to more regions then and hope to support your journey.

Finance your international master’s as a student from Asia

Prodigy Finance supports students from across Asia with flexible international student loans. Whether you’re heading to the US, UK, Europe, or beyond - we make it easier to finance your studies without needing a co-signer, collateral, or international credit history.

Thinking of studying abroad? You’re not alone

More and more students across Asia are choosing to pursue a global education. But traditional bank loans can be difficult to access, especially when they require assets, co-signers or a strong financial history.

We’re changing that. Prodigy Finance offers a smarter, more accessible way to fund your degree. Thousands of students from China, Pakistan, Bangladesh, Vietnam, the Philippines, Indonesia, and other countries across Asia have used our loans to attend world-class universities and launch global careers.

What can you finance with Prodigy Finance?

  • Tuition fees for eligible master’s degrees in business, engineering, science, law, and more

  • Living expenses to support rent, food, and day-to-day costs

  • Repayment terms designed for students, with no early repayment penalties and post-graduation grace periods

Why choose Prodigy Finance?

  • 🌍 Built for international students

    We evaluate your future potential—not just your current finances. You don’t need a local credit score to apply.

  • 💳 No co-signer or collateral needed

    We don’t require a co-signer, or physical assets to approve your loan.

  • 🎓 Study at top global universities

    We support over 1,200 master’s programmes in the US, UK, Europe, Canada, and more.

  • 🌐 Trusted by students across Asia

    From Southeast Asia to Central Asia, thousands of students have funded their education through Prodigy Finance.

Let’s talk about it: breaking the stigma around student loans

In many Asian communities, borrowing money (especially for education) is still a taboo topic. Students may hesitate to talk openly about financing their education, even when it’s the key to unlocking life-changing opportunities.

At Prodigy Finance, we believe in challenging this mindset. Taking a student loan is not a sign of financial weakness - it’s a sign of strategic investment in your future.

We want students across Asia to feel confident about funding their education, asking questions and making informed decisions. Your ambition is worth backing, and we’re here to help you do it with confidence.

Benefits of credit

Empowerment through education: Education is the key to unlocking endless opportunities. By investing in your master's degree, you're investing in your future success and securing your future living abroad.

Flexible payment options: Credit offers flexible payment options, allowing you to focus on your studies without worrying about immediate financial constraints.

Building a strong financial profile: Responsible credit management can help you build a strong financial profile, opening doors to better opportunities in the future.

Our loan features

  • No co-signer required: Unlike traditional lenders, Prodigy Finance offers education loans without the need for a co-signer.

  • Tailored to Asian students: Our loans are designed to address the unique challenges faced by Asian students pursuing foreign education.

  • Potential return on investment: Prodigy Finance assesses your future earning potential instead of relying solely on your financial history.

  • Flexible loan amounts: You can borrow the exact amount you need, up to the full cost of attendance.

  • Competitive interest rates: Enjoy competitive interest rates and a 6-month grace period.

  • Online application: The entire application process is convenient and can be completed online.

  • Clear terms: The loan terms are transparent and easy to understand.

Schools

Choosing the right school and course matters

Studying at a reputable institution abroad not only provides access to high-quality education, but also opens doors to new cultures, networks, and job opportunities. Prodigy Finance supports a diverse range of internationally recognised universities and future-focused master’s programmes - take the first step toward achieving your study abroad goals today.

Looking for more schools? Explore our expanding list of supported schools here.

Explore financing options

Ready to start your global journey?

Whether you’re from Dhaka, Hanoi, Seoul, or Jakarta - Prodigy Finance is here to support your education goals.

Scholarships

At Prodigy Finance, our mission is to remove funding barriers to make education accessible for all. Over the years, we’ve supported over 45,000 students globally with our loans and awarded $550,000 in scholarships through our esteemed partners.

We run seasonal scholarships programs throughout the year, so don't let financial worries hold you back. Explore our scholarship programs to find the support you deserve.

Explore

FAQ

Can I apply without a co-signer or guarantor?

Will applying affect my credit score?

Is my country supported?

Can I also finance living expenses?

When do I start repaying my loan?

*Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria.

*Loan amounts are subject to the cost of attendance limits set by schools.