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Reimagining the credit report for the 21st century

Cameron Stevens - April 16, 2014

What’s in a credit report? Credit reports are detailed documents used by lenders to determine a loan applicant’s creditworthiness. While systems vary by country, the reports are generally compiled...

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Change is needed in the U.S. Student Loan Market – what’s the solution?

Jeremy Rabson - February 13, 2014

In the last few months, legal regulations have changed, allowing us to enter the U.S. student loan market. Yet even as regulatory challenges have lifted, other ones remain. Many aspects of our...

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"Banking the Unbankable"

Charlotte Lau - October 23, 2013

Our CEO, Cameron, talked about “Banking the Unbankable” at the FT Sustainable and Ethical Investment Conference in London last Wednesday, 16 October 2013. The event was part of the UK’s National...

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The global loan market: what in the world do you mean?

Katie Schenk - September 20, 2013

In certain parts of the world, banks have become sceptical about providing loans to first time home owners.  And a property represents physical collateral, within the country of their...

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The startup banks of the future (part 2)

Jeremy Rabson - July 25, 2013

In our article “The (startup) banks of the future” we touched on the challenges faced by banks since the start of the 2008 recession and we posed the question “Why are banks unable or unwilling to...

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Profit with a purpose

Cameron Stevens - June 13, 2013

Recently I was invited to present Prodigy Finance’s model at the INSEAD Entrepreneurship Forum, whose focus this year was on “impact investing.” But even defining the young term, coined in 2007 by...

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Building on the microfinance model

Charlotte Lau - May 14, 2013

Trying to put Prodigy Finance in a box is quite difficult. Recently, in getting listed on impact investing sites like GIIN ImpactBase and MaxImpact, we have struggled with which boxes to tick:...

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A good month for crowdfunding

Charlotte Lau - May 01, 2013

Crowdfunding has hit financial milestones recently. Prosper and Lending Club, the two leading P2P lenders in the U.S., issued a combined $160.4m in new loans this month—a 199% increase over what...

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From the CEO: Could crowdfunding revolutionise social enterprises?

Cameron Stevens - April 19, 2013

Last week, I attended the 2013 Skoll World Forum on Social Entrepreneurship—and was in good company. The conference brings together the world’s most influential thought leaders to advance...

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MBA freelancing platforms get VC attention

Charlotte Lau - April 09, 2013

MBA & Company, a London-based website connecting businesses to elite freelance consultants, raised an additional £800,000 ($1.2m) in VC funding this week, according to Techcrunch.  The business...

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