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Pushing fintech’s boundaries: from the future earnings model to the future of loans

Pierre Decote - May 16, 2018

Banks and traditional lenders look at localised credit information when determining the viability and rates attached to loans. In addition to overall loan affordability, they only use current and...

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Beyond investment trusts: Where's the next wave of capital going to come from?

Prodigy Finance - April 23, 2018

It’s difficult to believe that alternative finance (AltFi) is still in its infancy. Ten years ago, investment platforms such as Funding Circle, Prodigy Finance and Lending Club simply didn’t exist....

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What is the GDPR? How is Prodigy Finance implementing it?

Ayo Salam - April 12, 2018

The EU General Data Protection Regulation (GDPR) is making headlines. It changes both the rights of EU citizens and the responsibilities of businesses - irrespective of the country they’re based in...

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Understanding the millennial borrower through alternative data

Guy Shand - August 17, 2017

At this moment in time, it’s millennials pursuing higher education or looking for their first home loans. And, yet, this generation finds it difficult to borrow money and obtain financing. There...

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There is no trade-off between impact and financial returns in emerging markets

Juan Garcia Alvarez - July 27, 2017

Having recently spoken in the opening debate at the “Impact Investing in Emerging Markets - Capital Allocation for Sustainable Development” conference organised by Palladium, it’s clear there are...

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Start-up woes: finding a co-founder and the struggle for funding

Prodigy Finance - December 21, 2016

As all entrepreneurs know, there are various challenges that come with entrepreneurship and early stage start-up life. To help motivate and encourage those looking to share their ideas with the...

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Fintech without borders IS possible: Brexit is an opportunity

Katie Schenk - July 25, 2016

Brexit will impact the financial world, but it’s not necessarily a sign of economic collapse for any city, country, or region. It’s possible that it’s merely a chance for the industry to change....

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Prodigy Finance makes fintech news

Prodigy Finance - June 29, 2016

While the world (and indeed the UK) considers the effects of Brexit, there’s one thing that’s unlikely to change – London will remain at the heart of the FinTech revolution. And, it’s a corner of...

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A look at the Great Recession and loans

Katie Schenk - June 10, 2016

If you take a serious look at the way banks operated before the world plunged into what’s now known as the Great Recession, it’s easy to see that a financial crisis was almost unavoidable. But...

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Consolidation, transparency, and the development of knowledge as currency

Cameron Stevens - June 03, 2016

Recently, I had the pleasure of participating on panels at the LenditUSA conference in San Francisco and the ASU GSV Summit in San Diego. LenditUSA focuses on connecting the global online lending...

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