International students often cannot get loans for their education because they lack credit histories. But Prodigy says it looks most closely at applicants’ earning potential, allowing it to ignore their lack of credit history, guarantor or co-signer.

Prodigy Finance...is a case study of an emerging relationship between higher education and the global financial industry. It also highlights the ties between universities and corporate recruitment, as well as the push from banks and asset managers to associate themselves with assets that provide a "social benefit".