Access world-class education

Germany is home to some of the most prestigious and research-intensive universities in Europe. From TU Munich to Heidelberg University and more, many German institutions rank highly in the QS World University Rankings 2024. They offer strong programmes in STEM, business, and social sciences - often with low tuition fees, even for international students.

Breakdown financial barriers with Prodigy Finance

While many universities in Germany offer affordable tuition, living costs and other expenses can still be a challenge. Prodigy Finance offers flexible loan options to make your German education possible:

• No co-signer or collateral is required for most students

• An exclusive co-signer option is available for Indian applicants

• No penalty for early repayments

Our global model makes funding accessible, so you can focus on your studies and career without financial worries.

Top reasons to study in Germany

From Master's and MBAs to Ph.D.-level programs, German universities offer exceptional academic opportunities across a broad range of disciplines. Each institution provides a unique academic, professional, and cultural experience.

If you’re an international student from outside the EU/EEA, you’ll typically apply for either a Student Applicant Visa (if you’re still waiting for admission) or a Student Visa (once you have your offer). After arriving in Germany, you convert this into a residence permit for study. You must also show proof of financial resources, usually through a blocked account, unless exempt.

• You can work part-time within set limits, but your studies must remain your main focus. Germany also allows easy travel across the Schengen Area, making short trips to neighbouring countries straightforward as long as you carry your passport, visa or residence permit, and proof of enrolment.

• After graduation, you can apply for an 18-month post-study residence permit to search for a role in your field. Many graduates then progress to longer-term residence options such as the EU Blue Card.

• To stay compliant, keep your enrolment full-time, maintain valid health insurance, and ensure your residence permit, address registration (Anmeldung), and financial proof are always up to date.

• Prodigy Finance helps make your journey smoother by providing postgraduate loans to students from 120+ countries, with no collateral or co-signer required. With reliable disbursement when we send the funds to your school, you can focus on admission, visa tasks, and settling into life in Germany.

How to get into a German university

Germany offers outstanding graduate programmes across all fields, combining academic excellence with industry-relevant training.

General admission requirements

• A relevant bachelor's degree (equivalent to a German Bachelor’s degree)

• GRE/GMAT (for certain programmes, especially in business and management)

• Proof of language proficiency in English or German (TOEFL/IELTS or TestDaF/DSH)

• Letters of recommendation

• Statement of purpose or motivation letter

• Official transcripts from all previously attended institutions

• Completed application form

• Valid passport and student visa

Language fluency tests

• English-taught programmes: TOEFL (minimum 79–95), IELTS (minimum band score of 6–7), depending on the university and programme.

• German-taught programmes (if applicable):

  • TestDaF: Minimum level TDN 4

  • DSH: Minimum level DSH-2

Make sure to check the specific requirements of your target university, as they can vary.

¹Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria.

²Loan amounts are subject to the cost of attendance limits set by schools.

*The purpose of this guide is to provide prospective students with a general overview of the international student visa process and should not be regarded as legal or immigration advice, or as a substitute for official guidance from government authorities, embassies, or consular offices. While we’ve taken care to compile accurate and up-to-date information, Prodigy Finance Limited does not accept liability for any inaccuracies, omissions, or outdated details. We strongly encourage all prospective students and readers to consult the official government websites and immigration authorities relevant to their study destination for the most accurate and current information. Prodigy Finance Limited is not authorised to provide immigration services and cannot offer personalised visa advice or assistance.