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Dreaming of a master’s in Germany? We’ll help you get there

Apply for an international student loan with us and fund your master's at one of Germany’s top-ranked universities.

Why study in Germany

Finance your master's degree in Germany with a student loan

Access world-class education

Germany is home to some of the most prestigious and research-intensive universities in Europe. From TU Munich to Heidelberg University and more, many German institutions rank highly in the QS World University Rankings 2024. They offer strong programmes in STEM, business, and social sciences - often with low tuition fees, even for international students.

Breakdown financial barriers with Prodigy Finance

While many universities in Germany offer affordable tuition, living costs and other expenses can still be a challenge. Prodigy Finance offers flexible loan options to make your German education possible:

  • No co-signer or collateral is required for most students

  • An exclusive co-signer option is available for Indian applicants

  • No penalty for early repayments

Our global model makes funding accessible, so you can focus on your studies and career without financial worries.

Top reasons to study in Germany

From Master's and MBAs to Ph.D.-level programs, French universities offer exceptional academic opportunities across a broad range of disciplines. Each institution provides a unique academic, professional, and cultural experience.

Affordable and high-quality education

World-class research opportunities

Diverse and multicultural environment

Strong industry ties and job market access

Post-graduation work opportunities

Scholarships and funding support

Language skills and global employability

Schools

Worried about covering your living expenses while studying in Germany? 

We’ve got you covered. In addition to tuition financing, Prodigy Finance offers living expense loans to help you manage accommodation, food, transport, and other essentials.

Why it matters:

While many German universities have low or no tuition fees, the cost of living—especially in cities like Berlin, Munich, or Frankfurt—can add up quickly. Our student loans ensure you have the financial support you need to focus on your studies without compromise.

  • No collateral required1

  • Fund up to 100% of your cost of attendance2

  • Disbursed directly to your German blocked account

Ready to take the next step?

Explore our supported schools and start your journey today.

Admission requirements

How to get into a German university

Germany offers outstanding graduate programmes across all fields, combining academic excellence with industry-relevant training.

General admission requirements

  • A relevant bachelor's degree (equivalent to a German Bachelor’s degree)

  • GRE/GMAT (for certain programmes, especially in business and management)

  • Proof of language proficiency in English or German (TOEFL/IELTS or TestDaF/DSH)

  • Letters of recommendation

  • Statement of purpose or motivation letter

  • Official transcripts from all previously attended institutions

  • Completed application form

  • Valid passport and student visa

Language fluency tests

  • English-taught programmes: TOEFL (minimum 79–95), IELTS (minimum band score of 6–7), depending on the university and programme.

  • German-taught programmes (if applicable):

    • TestDaF: Minimum level TDN 4

    • DSH: Minimum level DSH-2

Make sure to check the specific requirements of your target university, as they can vary.

FAQ

Can I get a student loan to study in Germany without a co-signer or collateral?

What are the benefits of studying in Germany as an international student?

Which universities in Germany does Prodigy Finance support?

What documents are typically required to apply to a German university for a Master’s or MBA?

Will studying in Germany improve my career prospects internationally?

What is a German Blocked account?

1Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria.

2Loan amounts are subject to the cost of attendance limits set by schools.