How our new application experience helps you plan your funding with more confidence

Planning how to pay for your degree is one of the biggest steps in your study abroad journey. It’s not only about getting accepted into a university. It’s about understanding your finances, knowing your options, and feeling ready to move forward.

That’s where the new Prodigy Finance application experience comes in. It’s designed to make the process simpler, clearer, and more aligned with how international students actually plan their funding.

At its core, this update is about helping you move forward with more confidence.

Confidence starts with earlier clarity

Uncertainty can slow you down.

You might be asking yourself:

• Am I eligible?

• How much could I borrow?

• Is it worth continuing this application?

The new experience brings answers earlier in the journey.

School eligibility and user eligibility now appear sooner, and bureau assessment takes place before the provisional offer stage. This means key checks happen earlier, not at the end.

Why this matters:

You get a clearer sense of where you stand without investing unnecessary time. That early visibility can help you decide your next steps with more confidence, especially when you’re balancing offers, deposits, and deadlines.

A clearer view of what you may be able to borrow

Planning becomes easier when you have a starting point.

The updated application gives you earlier visibility into your potential loan range*. Instead of waiting until later in the process, you can see what may be possible sooner.

The provisional offer stage is now more structured, helping you move through:

• Funding needs

• Approved amount planning

• Your provisional offer

This gives you a clearer picture of your options, so you can make informed decisions about how much funding you may need.

Budget planning that reflects real student needs

Funding your degree is rarely just about tuition.

You may also need to plan for:

• Living expenses

• Deposits

• Scholarships

• Sponsorships

• Personal savings

The new application experience is designed to bring all of this together.

During the provisional offer stage, you can build a more realistic funding plan by factoring in these different elements. That means your loan request can reflect your actual situation, not rough estimates.

For eligible students*, deposit financing is also part of the journey, which can help with upfront costs as part of your wider funding plan.

A dashboard that helps you stay on track

Confidence also comes from knowing exactly where you are.

The updated dashboard separates your profile and application information, making it easier to:

• Track your progress

• See what’s complete

• Identify what still needs attention

If you pause your application, you can return and pick up where you left off without confusion.

When you’re managing multiple deadlines and responsibilities, that clarity can make the process feel more manageable.

A lighter journey if you apply again

If you apply again in the future, the process is simpler.

Your saved profile information can be reused, which means you may only need to:

• Add your school details

• Complete a fresh bureau assessment (if required)

Returning borrowers can move through a more streamlined journey, with less repetition and fewer steps.

That makes it easier to stay focused on your next goal, rather than repeating the same process.

Built to help you keep moving

This update is more than a shorter application.

It’s designed to support how you actually plan your funding:

• Earlier eligibility checks

• Earlier bureau assessment

• Clearer budget planning

• Better visibility of your options

• A dashboard that keeps you on track

Together, these changes help you understand your position sooner and move forward with more confidence.

For most students, no co-signer, collateral, or insurance is required*. Repayments begin after your grace period*, and when we send the funds to your school, the process is designed to feel clear from start to finish.