We connect students attending top universities around the world with the capital they need to succeed.
Register to show your interest, tell us where you live and what type of investor you are.
2. Complete questionnaire
We'll email you the relevant pre-investment questionnaire to help us assess your investment experience and whether this investment is appropriate for you.
3. Apply to Invest
Now we can show you our investment products. Find what's right for you, apply and verify your information.
4. View Portfolio Online
Once your application has been successful, you’ll be able to view your portfolio online.
Prodigy Finance is authorised and regulated by the Financial Conduct Authority. We require all interested investors to complete a pre- investment questionnaire to help us assess whether this is an appropriate investment for you. You will only be able to view specific investment opportunities on completion of the questionnaire. We may ask you for further information and documents as part of this process.
You'll only be able to invest once you're registered as a high net worth investor or a self-certified sophisticated investor and have completed our pre-investment questionnaire.
Loan portfolio achieves diversification by funding postgraduate students attending business, engineering, law and public policy degrees at top universities around the world.
Investors receive a quarterly coupon payment of principal and interest as students repay their loans.
This product isn't suitable for all investors, nor is it intended as a complete investment programme, and you should take independent investment advice as to whether this product is for you.
82% of our borrowers have no alternative means of funding and 78% come from emerging markets.
This product may have limited or no liquidity and you may find it difficult or impossible to realise the value of your investment.
Bonds are issued on the main board of the Irish Stock Exchange.
Investors can choose to invest in multiple different currencies, including GBP, EUR, and USD.
This product is targeted exclusively at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions.
"I wanted to invest a small sum of money in an asset other than property but I did not feel comfortable investing in companies that I had no connection to, or which I could not be sure were acting ethically in their business activities and decisions. I liked the idea of a ‘community investment’ that supports real people doing something that will benefit their careers and long-term futures."
- JAYNE GLASS, INVESTOR
Impact Report 2018
"Talent is borderless, and access to education and financial services should be too."
-- Cameron Stevens, CEO and Founder, Prodigy Finance
The impact a postgraduate degree can have is far-reaching. We have decided to publish our first Impact Report to review our first ten years and better understand the impact we are creating on people's lives. Download the report to hear from our borrowers, and to read more about our Mission and Theory of Social Change.
Whitepaper: Technology as an enabler for international access to credit
Technology has the power to change lives in ways we are yet to imagine, and right now it is shaking up the world of consumer finance.
In this white paper, we look at the four key challenges faced by start-up firms for the use of technology in enabling globally mobile consumers to access credit – funds that are critical to achieving personal hopes and dreams, while also re-shaping the international finance sector. These are:
Whitepaper: Finance that transforms lives
The changing face of global credit mobility and how Fintech is providing opportunities for international students.
What you will learn from this whitepaper:
IMPACT INVESTING WORLD FORUM 2018
London. March 21-22, 2018
Impact Investing World Forum 2018 is one of leading social impact investment events in UK Europe and Global. It aims to foster debate on social impact of all types of investments including social impact bonds, stocks, private equity, investment banking, venture capital, wealth management and family office.
This year Juan Garcia Alvarez will be presenting at the event, and will discuss ‘How FinTech can help integrate capital markets into impact investing’.
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Our investors are a combination of members of the school community, alumni, social impact investors and other qualified private investors.
Our students come from 127 countries around the world. Top MBAs experience salary increases of approximately 97% after graduating as it advances their careers*.
* FT MBA Rankings 2017
We support business, engineering, law and public policy courses. Schools benefit from partnering with us as it increases the diversity of talent across their campuses, despite socio-economic status.
“The first word I would love to say to investors is ‘merci’. That is the first French word I learnt. A very big thank you, because without them, it wouldn’t be possible for so many students from so many different parts of the world to pursue their dream and not be constrained by financial burden.”
“The impact has been huge. We know that we’re recruiting students who, without the loan, might not have been able to join us. So, for us, the ability for those students to access this funding has meant that we’ve recruited some brilliant people who might not be in the class otherwise.”
London Business School
“The Prodigy Finance solution is revolutionary because it really increases the depth and access to higher education for international students. It is a true example of a win/win situation.”
Prodigy Finance has created various types of bonds to fund talented students at top business schools globally, including:
School specific bonds
eg. Yale Bond, allowing students attending Yale financing from investments dedicated to that specific school.
Offering diversification across multiple courses at a wide variety of top universities globally.
e.g. India Bond, investing in Indian postgraduate students
Diversification is enabled through:
Prodigy Finance is backed by venture capitalists Balderton Capital, Index Ventures and AlphaCode and has also raised debt capital from institutional investors such as Credit Suisse and Deutsche Bank to further support postgraduate students. The Board of Directors includes Ed Wray, a co-founder of the hugely successful peer-to-peer betting company, Betfair.
It's quick to get started. The 4-step process will take you through registration and your pre-investment questionnaire. Once your application is successful, you'll be able to track your portfolio online.
Investing - Risk Policy
Investment is restricted to high net worth and sophisticated investors who can demonstrate that they have sufficient knowledge and experience to understand the risks of investing. Risks include the potential loss of capital and limited liquidity. Capital at risk. Investments are long term and it may not be possible to sell your investment prior to maturity. See our full Risk Warning and Terms and Conditions.
© Prodigy Finance Limited 2007 - 2018. All Rights Reserved. Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) with its registered address at Palladium House 1-4 Argyll Street, London, W1F 7LD and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance is authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for certain consumer credit activities and for investment activities for investors who have agreed to its terms. Prodigy Finance loans are offered to eligible borrowers who are studying outside of their country of residence and the loans are governed by English law.
Prodigy Services Limited is incorporated in the United Kingdom (Company Number 10201413) with its registered address at Palladium House 1-4 Argyll Street, London, W1F 7LD. Prodigy Services is an appointed representative of BriceAmery Capital Limited which is authorised and regulated by the Financial Conduct Authority. Prodigy Services Limited promotes offers of securities for third party issuers to eligible investors.