Invest in tomorrow's leaders, today
We connect students attending top universities around the world with the capital they need to succeed.
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1. Register
Register to show your interest, tell us where you live and what type of investor you are.
2. Complete questionnaire
We'll email you the relevant pre-investment questionnaire to help us assess your investment experience and whether this investment is appropriate for you.
3. Apply to Invest
Now we can show you our investment products. Find what's right for you, apply and verify your information.
4. View Portfolio Online
Once your application has been successful, you’ll be able to view your portfolio online.
Prodigy Finance is authorised and regulated by the Financial Conduct Authority. We require all interested investors to complete a pre- investment questionnaire to help us assess whether this is an appropriate investment for you. You will only be able to view specific investment opportunities on completion of the questionnaire. We may ask you for further information and documents as part of this process.
Investment Features
You'll only be able to invest once you're registered as a high net worth investor or a self-certified sophisticated investor and have completed our pre-investment questionnaire.
Diversification
Loan portfolio achieves diversification by funding postgraduate students attending business, engineering, law and public policy degrees at top universities around the world.
Regular coupons
Investors receive a quarterly coupon payment of principal and interest as students repay their loans.
Independent advice
This product isn't suitable for all investors, nor is it intended as a complete investment programme, and you should take independent investment advice as to whether this product is for you.
Social impact
82% of our borrowers have no alternative means of funding and 78% come from emerging markets.
Limited liquidity
This product may have limited or no liquidity and you may find it difficult or impossible to realise the value of your investment.
Listed instruments
Bonds are issued on the main board of the Irish Stock Exchange.
Multiple currencies
Investors can choose to invest in multiple different currencies, including GBP, EUR, and USD.
Sophisticated
This product is targeted exclusively at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions.
"I wanted to invest a small sum of money in an asset other than property but I did not feel comfortable investing in companies that I had no connection to, or which I could not be sure were acting ethically in their business activities and decisions. I liked the idea of a ‘community investment’ that supports real people doing something that will benefit their careers and long-term futures."
- JAYNE GLASS, INVESTOR
Ten years of impact
Impact Report 2018
"Talent is borderless, and access to education and financial services should be too."
-- Cameron Stevens, CEO and Founder, Prodigy Finance
The impact a postgraduate degree can have is far-reaching. We have decided to publish our first Impact Report to review our first ten years and better understand the impact we are creating on people's lives. Download the report to hear from our borrowers, and to read more about our Mission and Theory of Social Change.
Discover our research papers
Whitepaper: Technology as an enabler for international access to credit
Technology has the power to change lives in ways we are yet to imagine, and right now it is shaking up the world of consumer finance.
In this white paper, we look at the four key challenges faced by start-up firms for the use of technology in enabling globally mobile consumers to access credit – funds that are critical to achieving personal hopes and dreams, while also re-shaping the international finance sector. These are:
- Varying regulatory environments
- Difficulties building a standardised business model
- Credibility
- Cyber security
Whitepaper: Finance that transforms lives
The changing face of global credit mobility and how Fintech is providing opportunities for international students.
What you will learn from this whitepaper:
- Why global credit mobility is so critical in the pursuit of tertiary education.
- The role traditional lenders in developing nations have played in shaping global credit mobility for education.
- How Fintech is disrupting the status quo.
Hear from our team at fintech events
9th Annual ASU+GSV Summit - 16-18th April 2018
Started in 2010 with a collaboration between Arizona State University and Global Silicon Valley (GSV), the annual ASU+GSV Summit is the industry catalyst for elevating dialogue and driving action around raising learning and career outcomes through scaled innovation.
This year Cameron Stevens, Founder & CEO of Prodigy Finance will be speaking about "Growth and venture track – the international student funding challenge and borderless credit."
INSEAD Alumni Forum - 8-9th June 2018, The Netherlands
Patrick Elmer, Senior Advisor to Prodigy Finance, will be speaking at the European INSEAD Alumni Forum this year. The forum brings together alumni, faculty and inspirational speakers to discuss the rapidly changing world. Speakers will present how they are dealing with these challenges and how their companies take a leading role in shaping our society for the future.
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Our community
Investors
Our investors are a combination of members of the school community, alumni, social impact investors and other qualified private investors.
Students
Our students come from 127 countries around the world. Top MBAs experience salary increases of approximately 97% after graduating as it advances their careers*.
* FT MBA Rankings 2017
Schools
We support business, engineering, law and public policy courses. Schools benefit from partnering with us as it increases the diversity of talent across their campuses, despite socio-economic status.
“The first word I would love to say to investors is ‘merci’. That is the first French word I learnt. A very big thank you, because without them, it wouldn’t be possible for so many students from so many different parts of the world to pursue their dream and not be constrained by financial burden.”
Romit Choudhury
INSEAD ‘15
Nationality: Indian
“The impact has been huge. We know that we’re recruiting students who, without the loan, might not have been able to join us. So, for us, the ability for those students to access this funding has meant that we’ve recruited some brilliant people who might not be in the class otherwise.”
David Simpson
Admissions Director
London Business School
“The Prodigy Finance solution is revolutionary because it really increases the depth and access to higher education for international students. It is a true example of a win/win situation.”
Verena Butt
Investor
Our bonds
Prodigy Finance has created various types of bonds to fund talented students at top business schools globally, including:
School specific bonds
eg. Yale Bond, allowing students attending Yale financing from investments dedicated to that specific school.
Multi-school bonds
Offering diversification across multiple courses at a wide variety of top universities globally.
Regional bonds
e.g. India Bond, investing in Indian postgraduate students
Diversification is enabled through:
- Geography of students (e.g. India, LATAM)
- Degree of study (e.g. Business, Engineering)
- Employment sector of the students (e.g. consulting, banking, engineering)
Key stakeholders
Prodigy Finance is backed by venture capitalists Balderton Capital, Index Ventures and AlphaCode and has also raised debt capital from institutional investors such as Credit Suisse and Deutsche Bank to further support postgraduate students. The Board of Directors includes Ed Wray, a co-founder of the hugely successful peer-to-peer betting company, Betfair.
Prodigy Finance has processed over US$500 million in funding over 10,300 students. Let us help you invest in tomorrow's leaders, today.
Interested in investing?
It's quick to get started. The 4-step process will take you through registration and your pre-investment questionnaire. Once your application is successful, you'll be able to track your portfolio online.