Investing in tomorrow's leaders
We offer investments that yield both social and financial returns.
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1. Register
Register to show your interest, tell us where you live and what type of investor you are.
2. Complete questionnaire
We'll email you the relevant pre-investment questionnaire to help us assess your investment experience and whether this investment is appropriate for you.
3. Apply to Invest
Now we can show you our investment products. Find what's right for you, apply and verify your information.
4. View Portfolio Online
Once your application has been successful, you’ll be able to view your portfolio online.
Prodigy Finance is authorised and regulated by the Financial Conduct Authority. We require all interested investors to complete a pre- investment questionnaire to help us assess whether this is an appropriate investment for you. You will only be able to view specific investment opportunities on completion of the questionnaire. We may ask you for further information and documents as part of this process.
Investment Features
You’ll only be able to invest once you’re registered as either a) professional investor, b) high net worth or self-certified sophisticated investor, and have completed our pre-investment questionnaire.
Below are some of the features accessible through investing with Prodigy Finance.
- Diversification. Loan portfolio achieves diversification by funding postgraduate students attending business, engineering, law and public policy degrees at top universities around the world.
- Regular coupons. Investors receive a quarterly coupon payment of principal and interest as students repay their loans.
- Social impact. 89% of current borrowers depend on Prodigy Finance to fund their degree and 80% come from emerging markets.
- Limited liquidity. This product may have limited or no liquidity and you may find it difficult or impossible to realise the value of your investment. Capital at risk.
- Listed instruments. Bonds are issued on the main board of the Irish Stock Exchange.
- Multiple currencies. Investors can choose to invest in multiple different currencies, including GBP, EUR, and USD.
- Unique private debt. Our bonds consist of a portfolio of unsecured, not guaranteed loans provided to talented students studying at top universities globally.
"I wanted to invest a small sum of money in an asset other than property but I did not feel comfortable investing in companies that I had no connection to, or which I could not be sure were acting ethically in their business activities and decisions. I liked the idea of a ‘community investment’ that supports real people doing something that will benefit their careers and long-term futures."
- JAYNE GLASS, INVESTOR
Ten years of impact
Our unique business model was born out of the belief that access to finance should be borderless and merit-based. We believe in a world in which it won’t matter where you are born or live, or how wealthy your family is, if you have talent and drive you will be able to access the building blocks you need to fulfil your potential. Traditional lenders were unwilling to lend cross border so we set out to solve this problem. Ten years later and we’re pleased to share with you the results.
Impact Report 2018
"Talent is borderless, and access to education and financial services should be too."
-- Cameron Stevens, CEO and Founder, Prodigy Finance
The impact a postgraduate degree can have is far-reaching. We have decided to publish our first Impact Report to review our first ten years and better understand the impact we are creating on people's lives. Download the report to hear from our borrowers, and to read more about our Mission and Theory of Social Change.
Discover our research papers
Whitepaper: Technology as an enabler for international access to credit
Technology has the power to change lives in ways we are yet to imagine, and right now it is shaking up the world of consumer finance.
In this white paper, we look at the four key challenges faced by start-up firms for the use of technology in enabling globally mobile consumers to access credit – funds that are critical to achieving personal hopes and dreams, while also re-shaping the international finance sector. These are:
- Varying regulatory environments
- Difficulties building a standardised business model
- Credibility
- Cyber security
Whitepaper: Finance that transforms lives
The changing face of global credit mobility and how Fintech is providing opportunities for international students.
What you will learn from this whitepaper:
- Why global credit mobility is so critical in the pursuit of tertiary education.
- The role traditional lenders in developing nations have played in shaping global credit mobility for education.
- How Fintech is disrupting the status quo.
Hear from our team at fintech events
Family Office Forum London - 2-3 October 2018, London, UK
The Family Office Forum London deals exclusively with specific topics for UHNWI and Family Offices, with a focus on Family Governance, Family Office Operations, and how to do good things with your money (sustainable, ethical, responsible and impact investments).
SOCAP18 - 23-26 October 2018, San Francisco, USA
SOCAP is the world’s leading conference activating the capital markets to drive positive social and environmental impact – convening the marketplace at the intersection of money and meaning. The conference brings together impact investors, social entrepreneurs, philanthropists, business leaders and other innovators from across the world in a unique cross-sector approach to catalyze collaboration for change.
Global Impact Investment Network (GIIN) Investor Forum 2018 - 30-31 October 2018, Paris, France
Investors from around the globe will convene for the preeminent gathering of active impact investors and those who are interested in building an impact investing practice. The Forum aims to advance and scale the market through insights from industry leaders, leading-edge research, and unrivalled networking opportunities.
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Our community
Investors
Our investors are a combination of members of the school community, alumni, social impact investors and other qualified private investors.
Students
Our students come from 127 countries around the world. Top MBAs experience salary increases of approximately 97% after graduating as it advances their careers*.
* FT MBA Rankings 2017
Schools
We support business, engineering, law and public policy courses. Schools benefit from partnering with us as it increases the diversity of talent across their campuses, despite socio-economic status.
“The first word I would love to say to investors is ‘merci’. That is the first French word I learnt. A very big thank you, because without them, it wouldn’t be possible for so many students from so many different parts of the world to pursue their dream and not be constrained by financial burden.”
Romit Choudhury
INSEAD ‘15
“The impact has been huge. We know that we’re recruiting students who, without the loan, might not have been able to join us. So, for us, the ability for those students to access this funding has meant that we’ve recruited some brilliant people who might not be in the class otherwise.”
David Simpson
Admissions Director
London Business School
“The Prodigy Finance solution is revolutionary because it really increases the depth and access to higher education for international students. It is a true example of a win/win situation.”
Verena Butt
Investor
Key stakeholders
Prodigy Finance is backed by venture capitalists Balderton Capital and Index Ventures, and has also raised debt capital from institutional investors to further support postgraduate students. The Board of Directors includes Ed Wray, a co-founder of the hugely successful peer-to-peer betting company, Betfair.
Prodigy Finance has processed over US$500 million in funding to 10,300 students. Let us help you invest in tomorrow's leaders, today.
Interested in investing?
It's quick to get started. The 4-step process will take you through registration and your pre-investment questionnaire. Once your application is successful, you'll be able to track your portfolio online.
