Master’s loans from 9.66%^* interest rate

Finance your masters with a Prodigy education loan

Getting into a university overseas is a huge achievement. Figuring out how to pay for it should not mean putting pressure on your family.

Prodigy Finance offers education loans for Indian students pursuing masters degrees abroad, with no collateral¹ and no need to pledge family property or arrange a guarantor. Your home and assets stay yours.

Our interest rates are competitive*, and the application is fully online. Whether you are heading to the US, UK, Canada, Europe or Australia for STEM, business or another in-demand course, you can apply in minutes and see if you qualify.

If you are ready to take the next step in your career, we are here to help you fund it with confidence.

Got questions before you apply ?

Whether you're still considering your loan options or have specific questions about starting your application, we're here to help.

*Available from 10:30 am IST to 04:30 pm IST

• Built for Indian students going abroad: Designed specifically for masters degrees at international universities.

• Based on your future, not family assets: We assess your future earning potential, so you do not need collateral or a co-signer¹.

• Borrow what you need: Cover up to your full cost of attendance, including tuition and approved living expenses².

• Online application: Apply, upload documents and track your application from anywhere in India.

• Clear terms: No hidden fees. You’ll see your processing fees, rates and repayment details upfront.

To apply for a Prodigy Finance education loan, you need to:

• Be an Indian citizen, we support students from 120+ countries, covering top universities worldwide.

• Plan to study a master’s degree abroad in in the US, UK, Canada, Europe or Australia

• Have an offer from a Prodigy Finance supported university and programme

  We assess your application based on your future earning potential, not your family’s income, property or need for a guarantor.

Ready to move forward with your study abroad plans?

Prodigy Finance offers competitive interest rates, no collateral and no early repayment penalties. You can focus on your degree now, and repay when you are earning.

Take the next step towards your masters abroad with funding designed around your future potential.

Funding shouldn't be the reason you turn down an offer.

We’ve supported over 45,000 students worldwide and awarded more than 525,000 USD in scholarships through our partners. Explore our current scholarship programmes and apply when applications open.

Not sure what to prepare before you apply?

Check the full list of required documents so you know exactly what to upload and can avoid delays.

If your documents are in a local language, certified English copies can speed up review. Our team can often translate them, and we’ll let you know if a certified translation is required. Some services may involve a fee.

Join thousands of students from India and around the world who have funded their masters with Prodigy Finance and are now building careers across consulting, technology, finance and beyond. Hear directly from Indian students who once faced the same questions about funding and turned their study abroad plans into real opportunities.

"Suddenly, I had access to a whole network of inspiring professionals, some 15-20 years ahead of me, living the life I craved. They became my mentors, guiding me towards a career I never imagined, but one that perfectly aligned with my strengths."

Jitanksha Shrimanker, India

“With Prodigy Finance’s help, I am finally pursuing my Master’s in Data Science in Australia. The future feels full of opportunities.”

William Babu B, Andhra Pradesh, India

“Finding Prodigy Finance didn’t just offer me a loan; they supported my dreams. As I navigated through the maze of applications and scholarships, Prodigy Finance emerged as a beacon of hope, offering not just financial support but a belief in my potential.”

Swapnendu Mujamdar, Kolkata, India

¹Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria.

²Loan amounts are subject to the cost of attendance limits set by schools.