Empowering Indian students to achieve their dreams

Finance your masters with a Prodigy education loan

Are you dreaming of studying abroad but worried about the finances? Prodigy Finance is here to help. We understand the sacrifices your family makes for your education. Our student loans are designed to give you the freedom to pursue your dream without overwhelming your loved ones.

There's no need to put your home or assets up as collateral to get a student loan for studying abroad. We offer education loans competitive interest rates, designed to make your loan affordable and manageable. Focus on your future, knowing that we’ve got your back.

We work with leading universities and industry experts to ensure that you have the best possible experience. We support diverse fields of study, from STEM to business, so you have the flexibility to choose from a wide range of programs and universities. 

By choosing Prodigy Finance, you’re not just securing a loan; you’re investing in a world of opportunities that can shape your career. Embrace the chance to study at top universities worldwide and take the first step toward a brighter future.

Co-signer master’s loans for Indian students with interest rates starting from 8.35%

Prodigy Finance now offers exclusive co-signer master’s loans for Indian students, featuring:

• Lower interest rates: Starting from 8.35%*

• Repayment terms: Up to 15 years after classes end

• No collateral needed: For you or your co-signer

• No hidden fees: One upfront processing fee of USD 500

• Covers tuition & living expenses

• Tailored to Indian students: Our loans are designed for Indian students pursuing foreign education.

• Future earning potential: We assess your future earning potential instead of relying solely on your financial history.

• Flexible loan amounts: You can borrow the exact amount you need, up to the full cost of attendance*.

• Competitive interest rates: Enjoy competitive interest rates and a grace period extending to 6 months* after classes of full-time studies.

• Online application: Our entire application process is convenient and can be completed online.

• Flexible options: Co-signer and no co-signer loan options, the choice is yours!

• Clear terms: Transparent terms with no hidden fees

To qualify for a Prodigy Finance education loan, Indian students must meet the following requirements:

• You must be from a supported region. We support students from 120+ countries, covering top universities worldwide.

• Planning to study a master’s degree abroad in countries like the US, UK, Canada, Europe, or Australia

• Admitted to a Prodigy Finance-supported university and program

  Unlike traditional lenders, Prodigy Finance assesses eligibility based on your future income potential rather than existing assets or guarantors.

Start your study abroad journey with Prodigy Finance

With low-interest loans, no early repayment penalties, and no collateral required, Prodigy Finance is a great option for Indian students. Get started today and secure your future earning potential.

At Prodigy Finance, our mission is to remove funding barriers to make education accessible for all. Over the years, we’ve supported over 45,000 students globally with our loans and awarded $525,000 in scholarships through our esteemed partners.

We run seasonal scholarships programs throughout the year, so don't let financial worries hold you back. Explore our scholarship programs to find the support you deserve.

Wondering what documents you'll need to apply for a student loan? We've got you covered. Click the button below to see the complete list of applicable documents.

If your documents are in your local language, supplying us with certified English copies will speed up the application process. In most cases, our verification team can translate your documents, but in an instance where we need a translation, we'll let you know. (please note that you may need to pay for certain certified translation services).

Join a community of students from India and around the world who have trusted Prodigy Finance to help them achieve their international education goals. With alumni across the globe, you’re not just getting a loan—you’re becoming part of a supportive network. Here from your fellow Indian students who achieved their dreams with Prodigy Finance.

"Suddenly, I had access to a whole network of inspiring professionals, some 15-20 years ahead of me, living the life I craved. They became my mentors, guiding me towards a career I never imagined, but one that perfectly aligned with my strengths."

Jitanksha Shrimanker, India

“With Prodigy Finance’s help, I am finally pursuing my Master’s in Data Science in Australia. The future feels full of opportunities.”

William Babu B, Andhra Pradesh, India

“Finding Prodigy Finance didn’t just offer me a loan; they supported my dreams. As I navigated through the maze of applications and scholarships, Prodigy Finance emerged as a beacon of hope, offering not just financial support but a belief in my potential.”

Swapnendu Mujamdar, Kolkata, India

*Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria.

*Loan amounts are subject to the cost of attendance limits set by schools.

*6 month repayment grace period after graduation is only applicable to full-time students. For part-time students, repayment starts 3 months after loan disbursement.

*Co-signer loan option available for Indian resident students & co-signers only.

*Co-signer representative APR  10.63% variable, based on a total credit amount of USD 41,600 (USD 40,000 amount borrowed + 4% admin fee), repayable over 180 months at a variable interest rate of % (5.30% fixed + 4.35% variable). Monthly repayment of USD 512.55. Total interest payable USD 53,658.88. Total amount payable USD 95,258.88.