Find your school
Search our list of over 750 schools in 18 different countries where we support courses including:
How it works
Register and get your quote
Learn more about applying for a loan.Create your account and apply now
Upload your documents
Confirm the information in your application by giving us a few supporting documents.See a list of the documents we’ll need
Sign your loan agreement
Sign your finalised loan online when you get to campus.Find out more about signing your loan
Get your money
We’ll send your funds directly to your school so you don’t have to worry about a thing.Read more about when we send your funds
An easier way to pay back your loan
Here's a representative example
Loan amount example
Interest rate example
We use simple interest rates which are made up of two components: a fixed margin and a base rate. The fixed margin is a simple percentage tailored to your application. The base rate is an international floating rate that will change throughout the life of your loan. We currently use 3-month LIBOR.
APR (Annual Percentage Rate) is a rate that shows your total cost of borrowing, including the interest rate and any fees or additional costs. When comparing loan offers from different lenders, it’s best to use APR rather than monthly interest rate. Your monthly interest rate will always be lower than APR because it only represents part of the total cost of your loan.Watch this video to find out more
Terms and conditions
6.7% is the minimum possible Annual Percentage Rate you could be offered. This APR assumes a 4.5% fixed margin rate, a 1.32% variable base rate (3-mon USD LIBOR as of 8 Apr 2020), and a 4% administration fee. The actual rate offered will depend on your circumstances, loan amount and term, and may differ from the minimum and/or the average representative APR shown in our representative example above.
The average APR for student loans is 8.4%.
To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements.
Prodigy Finance reserves the right to vary or discontinue its student loan product at any time without notice.
Join one of our events
Want to meet the team? You can find out more about Prodigy Finance and hear from other international students at our monthly events, workshops and webinars.Meet us