No co-signer, no collateral
No co-signer, no collateral


Apply entirely online
Apply entirely online


No hidden fees, no surprises
No hidden fees, no surprises


Loan amounts that fit your needs
Loan amounts that fit your needs


Are you eligible?

You plan to study abroad

You want to study at a school we support


Find your school

Search for the school and graduate degree programme you're interested in. To see a list of schools we work with, click here.

Can't find your school? Register your interest with us by emailing info@prodigyfinance.com.

Join over 18,200 students
What's the cost to you?

Calculate your estimated monthly payments.

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* These value are determined using projections based on assumptions Help and amounts may change once more information is submitted.

Spread the word

You could earn up to $300 when you join our referral programme. Help someone else reach their dream of studying abroad, and get rewarded at the same time.

Join one of our events

Want to meet the team? You can find out more about Prodigy Finance and hear from other international students at our monthly events, workshops and webinars.

Read our blog

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*Terms and Conditions 

  • The 9.3% average Annual Percentage Rate is the average rate offered to our customers for student loans in 2019. The actual rate offered will depend on your circumstances, loan amount and term, and may differ from the average APR. 
  • Our student loan is offered with a variable interest rate made up of two parts: a fixed margin rate and a variable base rate. For the base rate, we use difference reference rates depending on the currency of the loan (USD, EUR or GBP), which are the benchmarks used by lenders around the world and vary with market fluctuations. 

  • To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements.

  • Prodigy Finance reserves the right to vary or discontinue its student loan product at any time without notice. 

Representative example of Annual Percentage Rate: 

  1. Loan size: USD 45,000 
  2. Variable interest rate: 6.38% plus 3-month USD LIBOR (LIBOR varies over the duration of the loan). As of 1st October 2019, USD LIBOR is 2.01%
  3. Admin fee: 2.5%
  4. Duration: Repayment period of 10 years with a grace period of 6 months from the end of studies
  5. Total amount payable: USD 66,792.70
  6. Representative APR: 9.3%
  7. Monthly amount due: USD 556.61

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