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No co-signer, no collateral
No co-signer, no collateral


Apply entirely online
Apply entirely online


No hidden fees, no surprises
No hidden fees, no surprises


Loan amounts that fit your needs
Loan amounts that fit your needs


Are you eligible?

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You plan to study abroad

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You want to study at a school we support


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Getting more students to campus than ever before!

Now supporting more engineering, computer science, and business courses + science, statistics, math, and economics!

Find your school

Search for the school and graduate degree programme you're interested in. To see a list of schools we work with, click here.

Can't find your school? Tell us where you'd like to study.

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Join over 18,200 students
What's the cost to you?

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* These value are determined using projections based on assumptions Help and amounts may change once more information is submitted.

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You could earn up to $300 when you join our referral programme. Help someone else reach their dream of studying abroad, and get rewarded at the same time.

Join one of our events

Want to meet the team? You can find out more about Prodigy Finance and hear from other international students at our monthly events, workshops and webinars.

Read our blog

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American grad school: public versus private universities

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*Terms and Conditions 

  • The 9.3% average Annual Percentage Rate is the average rate offered to our customers for student loans in 2019. The actual rate offered will depend on your circumstances, loan amount and term, and may differ from the average representative APR. 

  • Our student loan is offered with a variable interest rate made up of two parts: a fixed margin rate and a variable base rate. For the base rate, we use difference reference rates depending on the currency of the loan (USD, EUR or GBP), which are the benchmarks used by lenders around the world and vary with market fluctuations. 

  • To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements.

  • Prodigy Finance reserves the right to vary or discontinue its student loan product at any time without notice. 

Representative example of Annual Percentage Rate: 

  1. Loan size: USD 45,000 
  2. Variable interest rate: 6.12% plus 3-month USD LIBOR (LIBOR varies over the duration of the loan). As of 1st October 2019, USD LIBOR is 2.01%
  3. Admin fee: 4% (USD 1,800)
  4. Duration: Repayment period of 10 years with a grace period of 6 months from the end of studies
  5. Total amount payable: USD 74,801.83
  6. Representative APR: 9.3%
  7. Monthly amount due: USD 623.35

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© Prodigy Finance Limited 2007 - 2019. All Rights Reserved. Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) with its registered address at Palladium House 1-4 Argyll Street, London, W1F 7LD and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance is authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for certain consumer credit activities and for investment activities for investors who have agreed to its terms. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law.

Prodigy Services Limited is incorporated in the United Kingdom (Company Number 10201413) with its registered address at Palladium House 1-4 Argyll Street, London, W1F 7LD. Prodigy Services is an appointed representative of Sapia Partners LLP which is authorised and regulated by the Financial Conduct Authority. Prodigy Services Limited promotes offers of securities for third party issuers to eligible investors.