Our unique business model has social impact embedded at its core. We believe that access to financing for international graduate education should be borderless, and based on future potential rather than current circumstance. It shouldn’t matter where you are born or live, or how wealthy your family is - if you have talent and drive then you should be able to access the education you need to fulfil your potential. This belief allows us to finance thousands of students that have few (or no) other options to fund their degree.

Our social bond framework

Social Bond Image

Making international postgraduate education affordable and accessible is the driving force behind Prodigy Finance. We support the United Nations’ Sustainable Development Goals (“SDGs”) and recognise the role the private sector needs to play in achieving them by 2030.

To that end, we’ve developed a Social Bond Framework which will enable the issuance of Social Asset-Backed Security Bonds or “Social Bonds” to “ensure inclusive and equitable quality education and promote lifelong learning opportunities for all”.

Prodigy Finance is committed to protecting the environment and promoting social well-being in all aspects of our operations. Read more about the principles we uphold in our Environmental and Social Policy Statement.

ISS has been appointed as an independent second party provider and has confirmed that the Framework is aligned to the overall sustainability objectives of Prodigy Finance, the ICMA Social Bond Principles 2021 and the UN SDG 4: Quality Education, and UN SDG 10: Reduced Inequalities.

Recent trends and a decade of impact

Impact Report 2022

Impact Report

"Talent is borderless, and access to education and financial services should be too."

-- Cameron Stevens, CEO and Founder, Prodigy Finance

The impact a postgraduate degree can have is far-reaching. Our Impact Report reviews our first ten years to help us better understand the impact we are having on people's lives. Download the report to hear from our borrowers, and to read more about our Mission and Theory of Social Change.

We bring great students to great schools

$2 billion+

Key stakeholders

Prodigy Finance is backed by venture capitalists Balderton Capital and Index Ventures, investment manager RMI, and has also raised debt capital from institutional investors to further support postgraduate students. The Board of Directors includes Ed Wray, a co-founder of the hugely successful peer-to-peer betting company, Belfair.

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Discover our research papers


Whitepaper: Technology as an enabler for international access to credit

Technology has the power to change lives in ways we are yet to imagine, and right now it is shaking up the world of consumer finance.

In this white paper, we look at the four key challenges faced by start-up firms for the use of technology in enabling globally mobile consumers to access credit – funds that are critical to achieving personal hopes and dreams, while also re-shaping the international finance sector. These are:

  • Varying regulatory environments
  • Difficulties building a standardised business model
  • Credibility
  • Cyber security

Whitepaper: Finance that transforms lives

The changing face of global credit mobility and how Fintech is providing opportunities for international students.

What you will learn from this whitepaper:

  • Why global credit mobility is so critical in the pursuit of tertiary education.
  • The role traditional lenders in developing nations have played in shaping global credit mobility for education.
  • How Fintech is disrupting the status quo.

Important disclosures for the MBA Community Loan PLC note programme

In accordance with EU regulation we are required to make the following documents available in relation to the MBA Community €1,000,000,000 Secured Limited Recourse Note Programme:

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© Prodigy Finance Limited 2007 - 2024. All Rights Reserved. Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) with its registered address at 85 Great Portland Street, London, W1W 7LT and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance is authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for certain consumer credit activities. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law. Prodigy Finance Servicing, LLC is incorporated in the state of Delaware, USA, is an affiliate of Prodigy Finance Limited and conducts the business of servicing of loans for residents of certain US states. NMLS # 2155440 (Prodigy Finance Servicing, LLC) and NMLS #1611590 (Prodigy Finance Limited) (www.nmlsconsumeraccess.org). View Prodigy Finance's lending, servicing and collection licenses.