The online application process to get a loan offer from Prodigy Finance
There is no pre-requisite to apply for loans, the process is simple and online, and you can start where you last left
From dream to application: Where it begins
Picture this: you’ve got your admission letter in hand and a big decision ahead. How do you cover tuition and living costs without stressing your family or putting your future on hold?
That’s where Prodigy Finance comes in. Our loans are built for international students, with a fully online application that lets you start today and pick up again whenever you’re ready.
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What you’ll share with us
Your application begins with the basics: where you live, your work experience, and your budget. Your budget is based on the cost of attendance quoted by your school — tuition plus living expenses.
Think of it as sketching out the blueprint for your study abroad journey. The more detail you give, the more accurate your provisional offer will be.
The moment of decision
Once you hit “submit,” our team assesses your profile. If you’re eligible, you’ll receive a provisional loan offer. That’s a big milestone — and the first glimpse of how affordable your studies could be with Prodigy Finance by your side.
If you accept, the next step is simple: confirming your documents. You’ll upload proof of what you’ve already told us — from your admission letter to your transcripts.
Approval and beyond
After we’ve confirmed your documents, your loan will be fully approved. At that point, your school is notified, and we’ll work with them to follow any specific processes.
You’ll sign your loan agreement electronically (no printing needed). Depending on your school and start date, this happens either a few months before classes or once you’re on campus.
And when it comes time to fund your studies, we’ll send the funds directly to your school. You don’t need to lift a finger.
What happens after the final click?
If your dashboard shows every step complete — congratulations. Your loan is officially approved, and you’re now part of the Prodigy Finance community.
That means more than just money. It means updates, resources, and a global network of students who’ve stood exactly where you’re standing today: on the edge of something extraordinary.
Questions that students often ask
When do repayments begin? Repayments begin after your grace period (standard).
Do I need collateral or a co-signer? No collateral or co-signer* is needed for our main loan. For eligible Indian students only, we also offer a co-signer option, which includes in-study payments and a shorter term.
What about disbursement? We send the funds directly to your school.
Ready to begin?
Your postgraduate journey deserves momentum, not barriers. Start your Prodigy Finance application today and take one step closer to sitting in that first lecture abroad.
