We've created a simple checklist with everything you need to apply and accept a loan for your masters abroad. With the help of this guide, you could be looking at a detailed offer for funding in under 30 minutes!

Plus, see how the application fits into the whole journey to your masters degree with our timeline below.


Information you'll need to apply

Document you'll need when you're ready to accept an offer, get ahead by preparing a scanned copy for later

How it works


Get on the list

Register your interest and tell us more about your study plans. We’ll help you get everything ready so that applying for funding is effortless.

Register your interest by providing your email address and the programme you’re most interested in studying

Review eligibility criteria for funding

Find your school and see what other students have borrowed


Gather the details + documents you'll need to apply

In exchange for some additional details about your plans, you’ll receive a customised loan offer. If you’re still deciding where to study, you can submit an application for each school and compare offers.

Personal information

Your full name as it appears on your passport or ID

Your residential addresses for the past 3 years

Passport or ID with the same name you use to apply

Proof you’re a resident of the address you list on your application, like a utility bill or rental contract

Academic information

Name of the school and the course you’re planning to attend

Year in which you hope to complete the course

The letter from the school confirming you’ve been admitted to the course you want to fund

Financial information

Outline of the budget on how you plan to split the cost of your course between savings, scholarships

Your current annual gross income (if you have one)

The amount of any liabilities and liquid assets you currently hold

Confirmation from your school of any scholarships you’ve been awarded (if applicable)

Bank statements showing the amount of savings you’ll be using in the first study period

Your last 3 payslips with your gross monthly income (if you have one)

Bank statements or other documents that show the amounts you've listed as liabilities or assets

A digital copy or screenshot of your credit report


Upload your documents

Accept the quote that’s right for you and upload a few documents. We’ll finalise our risk assessment, and you’ll join our waitlist while we confirm available funding.

Upload your documents


Finalise your loan

We’ll match your application with the funds we’ve raised from our community of investors. If you’re matched, we’ll notify you so you can commit to your loan and get an official letter to use when applying for your visa.

Book your visa appointment

Check out housing options in your new country

Finalise your travel plans


Sign on the dotted line

Sign your loan when you land on campus, and your money is on the way! We send funds straight to your school, so you don’t have to worry about making complex international transfers.

Review any required disclosure documents ahead of signing your loan

Download the mobile app and update your contact details when you land in your new country so we can stay in touch


Study first, pay later

Soak up campus life and share your story with the next batch of international grads. Payments don’t start until 6 months after classes end if you study full time. You can focus on getting your degree and landing that dream job.

The Prodigy Finance Timeline

  • Apply onlineYou can apply and see how much we can offer you to go to your dream school.
  • Finalise loansWe recommend getting all the required documents uploaded at least 2 months before classes start, so we can match your loan with the funds we’ve raised from our community of investors.
  • Classes startFunds will be sent directly to your school. Now is the time to focus on your school work and enjoy your masters abroad.
  • Loans disbursedIf you're planning to take a loan for your 2nd year, or another academic period, sign in to apply for your pre-approved funds.
  • Classes endUpdate us when you get a new job and make sure you have the mobile app downloaded.
  • First payment dueUse the app to manage your loan and make your monthly payment, straight from your phone.
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    © Prodigy Finance Limited 2007 - 2024. All Rights Reserved. Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) with its registered address at 85 Great Portland Street, London, W1W 7LT and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance is authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for certain consumer credit activities. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law. Prodigy Finance Servicing, LLC is incorporated in the state of Delaware, USA, is an affiliate of Prodigy Finance Limited and conducts the business of servicing of loans for residents of certain US states. NMLS # 2155440 (Prodigy Finance Servicing, LLC) and NMLS #1611590 (Prodigy Finance Limited) (www.nmlsconsumeraccess.org). View Prodigy Finance's lending, servicing and collection licenses.