Master’s loans starting from 8.35%* interest rate
Student finance that gives you choice, control, and repayments based on your future earning potential

Check your master’s loan eligibility in seconds!
Our eligibility tool verifies a few core requirements, such as:
Is your university supported?
Is your study country support?
Discover your eligibility and get a quote now, even before program acceptance. We'll just need proof of admission when you're ready to complete your loan.
COSTS
CALCULATE YOUR LOAN
* Excluding a USD 500 loan processing fee
What is the cost of a student loan?
We understand that investing in your education is a big commitment. While a master's degree can open doors to new career opportunities and higher earning potential, we know it's important to weigh the costs and benefits.
Our calculator helps you understand your total loan cost, monthly payments, and more.
Our loan costs include an admin fee and interest. Your interest rate is a combination of a fixed and variable rate, which can impact your overall repayment.
See disclaimer here.
HOW TO APPLY
How do I apply online?
Apply for a student loan through Prodigy Finance and take the next step in your education journey.
Step 1: Apply online
Register an account, and submit your applications for any of our supported schools.
Step 2: Get your offer
You'll receive a non-binding provisional offer valid for 14 days.
Step 3: Document verification
Accept your offer and upload your supporting documents. If successfully verified, you'll be matched to available funding.
Step 4: Loan confirmation
Once your funding has been allocated, you'll need to accept the offer, and pay a USD 500 processing fee, to finalise your loan.
Our processing fee is the only upfront fee you are required to pay for your loan.
What happens after I’ve submitted my application?
Once you've arrived on campus and started your new journey, Prodigy Finance will assist you every step of the way. Here are the next steps to ensure a smooth transition:
Step 5: Complete final steps
Monitor your Prodigy dashboard and emails for any additional tasks needed before finalizing your loan agreement.
Step 6: Sign your loan agreement
Once you arrive on campus, you'll sign your loan agreement digitally. Funds are then sent directly to your school.
Student loans from 8.35%* interest rate
What’s the catch? There isn't one! When we say no collateral and no hidden fees - we mean it!
FAQ
Who is eligible for a Prodigy Finance student loan?
What are the loan repayment terms?
Can I repay my loan early?
Can I apply without a co-signer or collateral ?
Share your story
Already part of the Prodigy Finance alumni? Sharing your journey can truly inspire and guide students who are about to start their own paths.