You are eligible if
You plan to study abroad
You want to study at a school we support
You're from a country or state we support
How it works
1.
Get started
Register your interest and tell us more about your study plans. We’ll help you get everything ready so that applying for funding is effortless.
2.
Apply for funding
In exchange for some additional details about your plans, you’ll receive a customized quote. If you’re still deciding where to study, you can submit an application for each school and compare offers.
3.
Upload your documents
Accept the quote that’s right for you and upload a few documents. We’ll finalise our risk assessment, and you’ll join our waitlist while we confirm available funding.
4.
Finalise your loan
We’ll match your application with the funds we’ve raised from our community of investors. If you’re matched, we’ll notify you so you can commit to your loan and get an official letter to use when applying for your visa.
5.
Sign on the dotted line
Sign your loan when you land on campus, and your money is on the way! We send funds straight to your school, so you don’t have to worry about making complex international transfers.
6.
Study first, pay later
Soak up campus life and share your story with the next batch of international grads. Payments don’t start until 6 months after classes end if you study full time, so you can focus on getting your degree and landing that dream job.
An easier way to pay back your loan
Track payments from our mobile app.
Flexible repayment terms - 7 to 20 years.
Start paying 6 months after classes end.
Pay early to save on interest, no penalties.
Disclaimer
*Based on 30-day Average SOFR, quoted on 5 July 2024.
*Loan and promotion offers are subject to our eligibility, funding, and credit assessment criteria.
*13.29% APR representative, based on a total credit amount of USD 42,000 (USD 40,000 amount borrowed + 5% admin fee), repayable over 180 months at a variable interest rate of 11.84% (6.5% fixed + 5.34% variable). Monthly repayment of USD 588.37 Total amount payable USD 105,906.63.