Fixed margin rate starting at 5.25%**
Fixed margin rate starting at 5.25%**


Release your co-signer from your existing loan
Release your co-signer from your existing loan


No penalties for early repayment
No penalties for early repayment


Fast online application
Fast online application

Am I eligible for refinancing?

We are constantly expanding our eligibility criteria to help more students save on their loans, so if you don't qualify now please check back soon.  Eligibility criteria require that:

✔ 

You are an MBA graduate from a top 25 US school


See eligible schools

✔ 

You are currently employed and are living in an eligible US state

See eligible states

✔ 

You are not a US citizen and do not have permanent residence in the US

See ineligible regions

✔ 

You have a private education loan from a US lender 

See eligible lenders


If you're not looking for refinance and instead are looking to get a loan for your upcoming studies, click here.

How it works

Apply online
Feedback within 2 business days
Verify your application
Sign your offer agreement
Get refinanced!

In order to confirm your loan, we need supporting documents to verify the information you share with us.  Click here to download the document checklist.

Tips for international students looking to refinance a loan

We’ve helped over 10,300 students, from 127 countries, borrow over $500m.  Now let us help you refinance.

Terms and Conditions Apply.

Prodigy Finance reserves the right to vary or discontinue this program at any time without notice. To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements.

Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) and authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for consumer credit activities. Prodigy Finance Limited loans are offered to eligible borrowers and the loans are governed by English law.

* Savings determined by calculating the difference between the costs of an example of a current loan and two Prodigy Finance refinanced loan options (Options 1 or 2), assuming all payments are made on time, monthly payments are made in full for the duration of the loan, and interest rates do not change over time (USD Libor fluctuates, which can temporarily increase or decrease the cost of the loan over time). Current student loan: $100,000 at 8.25% interest rate with 20 years remaining on the loan; compared with Option 1: $100 000 at 6.55% interest rate (fixed interest rate of 5.25% + 3-month USD Libor of 1.30%) with a 7-year loan term. This option results in savings of more than $75 000 over the life of the loan; or compared with Option 2: $100 000 at 6.55% interest rate (fixed interest rate of 5.25% + 3-month USD Libor of 1.30%) with a 20-year loan term. This option results in monthly savings of over $100.

** Over the 3-month USD Libor base rate. This minimum margin rate is subject to change. If you are approved for a loan, the interest rate will depend on your credit profile, your application and loan term.