Finance your Masters in Civil Engineering with a student loan

Apply to finance your international Masters in Civil Engineering degree at schools worldwide with a student loan from Prodigy Finance.

Finance your Masters in Civil Engineering programme with a student loan

A Masters in Civil Engineering empowers you with the application of mathematics, science, and technology to plan, analyse, design, and construct many different forms of private and public work - and graduates often go on to serve vital roles in shaping the built environment in transportation networks, cities, and suburbs across the world.

With Prodigy Finance, you can easily apply online for a student loan to finance your international Masters in Civil Engineering programme at some of the best universities and schools around the world. Our unique lending model empowers you to borrow without the need for collateral or a cosigner.

For many talented students seeking to study a Masters in Civil Engineering programme, potential is rarely a problem - but funding is.

We support applications for financing for a variety of Civil Engineering programmes around the world - including popular destinations such as Canada, the United States, and the United Kingdom.

Our unique lending model can enable you to study your Masters in Civil Engineering abroad through an innovative student loan that does not require any collateral or a cosigner. To date, we’ve helped more than 43,000+ students from 150 countries finance their international education at more than 1,700+ schools worldwide.

Explore our supported schools

We support 1,700+ great schools

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University of Texas at Arlington

The College of Engineering at the University of Texas at Arlington offers a competitive MS in Civil Engineering programme with research areas spanning construction, the environment, infrastructure, transportation, and water resources among others.

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Stevens Institute of Technology

The Stevens Institute of Technology’s Charles V. Schaefer Jr. School of Engineering and Science offers both a Master of Science and a Master of Engineering programme in Civil Engineering with exposure to some of the world’s largest civil works.

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Cleveland State University

The Washkewicz College of Engineering at Cleveland State University offers a MS in Civil Engineering programme with concentrations in Structures & Foundations, Water Resources, and Transportation Engineering.

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Illinois Institute of Technology

Illinois Institute of Technology’s Armour College of Engineering accommodates a Masters in Civil Engineering programme with focus in bridge engineering, construction engineering and management, public works policy, and transportation systems analysis.

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New York University

The Tandon School of Engineering at New York University offers Civil Engineering specialisations in construction management and engineering, structural engineering, geotechnical engineering, environmental and water resource engineering, urban infrastructure systems and highway and traffic engineering.

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Michigan Technological University

The College of Engineering at Michigan Technological University offers a Masters in Civil Engineering with options for students to explore a thesis, report, or a practical coursework option across many engineering disciplines.

Where can I study?

Where can I study a Masters in Civil Engineering programme with Prodigy Finance?

We’re proud to partner with hundreds of universities and schools worldwide - and regardless of whether you have a school in mind or would like to explore your options further, you can browse our entire catalogue of supported schools to find the right option for you.

Our application process

How does Prodigy Finance’s loan application process work?

Our application process is simple, and takes just a few minutes.

  • Once you’ve created your account and provided us with some basic personal information, we’ll be able to review your application and present you with a personalized and non-binding offer.

  • You’ll have up to 14 days to accept your quote and upload your supporting documents.

  • Once your documents have been reviewed and verified, you’ll be matched to funding in one of our matching rounds - after which we’ll send your loan confirmation letter, and you can then proceed to secure your international study visa. If you're attending a school in the US, your school will need to confirm your loan before we can send you your loan agreement to sign.

  • You’ll then sign your application agreement on reaching your country of study, and after we’ll countersign.

  • Your loan will be disbursed directly to your school - meaning you won’t need to worry about complex international transfers when arranging funds for your study abroad journey - and you’ll be able to begin your studies! As a full time student, you’ll only begin your repayments 6 months after your classes end.

  • Remember - by registering your Prodigy Finance account, you can submit as many applications as you like. If you receive conditionally approved funding from us for your second period of study, you can also submit a new application for this funding closer to your class start date of your second period!

Eligibility

Am I eligible to get an international student loan?

We’re able to finance students from 150 different countries - and regardless of which of our supported schools you intend to apply to, we can assist you with an international student loan so long as you meet some basic eligibility criteria.

Broadly, you’ll need to be seeking admission to a school and programme we support, you must be seeking to study your masters abroad, and you must not reside in a country we do not support.

Why choose us?

Why go with Prodigy Finance?

Student loans starting from 12.06% APR

Our accessible student loans give you the flexibility to manage your studies. As a full-time student, you only begin repaying your loan 6 months after your class end date.

No collateral or co-signer needed

With us, you don’t need to place a deposit nor do you need a co-signatory to secure your loan.

Get an immediate offer

Once you’ve finalised your application, we’ll present you with a customised offer in just ten minutes.

Covers cost of tuition and living expenses

Your Prodigy Finance student loan covers your course fees and if applicable, accommodation and other expenses.

Here's a representative example

Education loan amount example

Amount borrowed
USD 40,000
+
5% admin fee
USD 2,000
=
Amount financed
USD 42,000

Interest rate example

We use a variable simple interest rate which tracks a fluctuating benchmark rate. The interest rate includes a fixed margin tailored to your application and the benchmark rate that will change throughout the life of the loan. We use 30-Day Average SOFR as this benchmark.

Fixed margin rate
7.3%
+
30-Day Average SOFR
5.06%
=
Variable interest rate
12.36%

Education loan repayment example

Monthly amount due
USD 804
x
Repayment period
15 years
=
Total amount payable
USD 96,500

Representative

APR

13.41%

APR (Annual Percentage Rate) is a rate that shows your total cost of borrowing, including the interest rate and any fees or additional costs. When comparing education loan offers from different lenders, it’s best to use APR rather than monthly interest rate. Your monthly interest rate will always be lower than APR because it only represents part of the total cost of your loan.

Watch this video to find out more

Terms and conditions

12.06% is the minimum possible Annual Percentage Rate you could be offered. This APR assumes a 6% fixed margin rate, a 5.06%* variable base rate (30-Day Average SOFR as of 8 October 2024), and a 5% administration fee. The actual rate offered will depend on your circumstances, loan amount and term, and may differ from the minimum and/or the average representative APR shown in our representative example above.

The average APR for student loans is 13.41%.

To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements.

Prodigy Finance reserves the right to vary or discontinue its student loan product at any time without notice.

* Benchmark rates shown on this page are rounded to 2 decimals of a percentage for illustrative purposes. For the actual rate used, click here.

Have questions? We have answers

Have queries about financing your studies, what documents you need in order to apply for a Masters in Civil Engineering loan as an international student, or need assistance in completing your application? We’re here to help. Explore our easy-to-use FAQs, or chat to a member of our team directly from your Prodigy account dashboard.