13.26% APR representative variable, based on a total credit amount of USD 40,000 repayable over 180 months at a variable interest rate of 12.12% (8.50% fixed + 3.62% variable). Administration fee: USD 1,680 (4.2% of the amount borrowed), added to the loan on disbursement and repayable with interest over the term. Processing fee: USD 500, payable before the loan is advanced. Initial monthly repayments of USD 100 (30 Months). Subsequent monthly repayments of USD 620.34 (180 Months). Total interest payable USD 72,980.86. Total amount payable USD 114,660.86.
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