Our unique business model has social impact embedded at its core. We believe that access to financing for international graduate education should be borderless, and based on future potential rather than current circumstance. It shouldn’t matter where you are born or live, or how wealthy your family is - if you have talent and drive then you should be able to access the education you need to fulfil your potential. This belief allows us to finance thousands of students that have few (or no) other options to fund their degree.
Our social bond framework
Making international postgraduate education affordable and accessible is the driving force behind Prodigy Finance. We support the United Nations’ Sustainable Development Goals (“SDGs”) and recognise the role the private sector needs to play in achieving them by 2030.
To that end, we’ve developed a Social Bond Framework which will enable the issuance of Social Asset-Backed Security Bonds or “Social Bonds” to “ensure inclusive and equitable quality education and promote lifelong learning opportunities for all”.
Recent trends and a decade of impact
Impact Report
"Talent is borderless, and access to education and financial services should be too."
-- Cameron Stevens, CEO and Founder, Prodigy Finance
The impact a postgraduate degree can have is far-reaching. Our Impact Report reviews our first ten years to help us better understand the impact we are having on people's lives. Download the report to hear from our borrowers, and to read more about our Mission and Theory of Social Change.
We bring great students to great schools
Key stakeholders
Prodigy Finance is backed by venture capitalists Balderton Capital and Index Ventures, investment manager RMI, and has also raised debt capital from institutional investors to further support postgraduate students. The Board of Directors includes Ed Wray, a co-founder of the hugely successful peer-to-peer betting company, Belfair.
Discover our research papers
Whitepaper: Technology as an enabler for international access to credit
Technology has the power to change lives in ways we are yet to imagine, and right now it is shaking up the world of consumer finance.
In this white paper, we look at the four key challenges faced by start-up firms for the use of technology in enabling globally mobile consumers to access credit – funds that are critical to achieving personal hopes and dreams, while also re-shaping the international finance sector. These are:
- Varying regulatory environments
- Difficulties building a standardised business model
- Credibility
- Cyber security
Whitepaper: Finance that transforms lives
The changing face of global credit mobility and how Fintech is providing opportunities for international students.
What you will learn from this whitepaper:
- Why global credit mobility is so critical in the pursuit of tertiary education.
- The role traditional lenders in developing nations have played in shaping global credit mobility for education.
- How Fintech is disrupting the status quo.
Important disclosures for the MBA Community Loan PLC note programme
In accordance with EU regulation we are required to make the following documents available in relation to the MBA Community €1,000,000,000 Secured Limited Recourse Note Programme:
