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1. Register
Register to show your interest, tell us where you live and what type of investor you are.

2. Complete questionnaire
We'll email you the relevant pre-investment questionnaire to help us assess your investment experience and whether this investment is appropriate for you.

3. Apply to Invest
Now we can show you our investment products. Find what's right for you, apply and verify your information.

4. View Portfolio Online
Once your application has been successful, you’ll be able to view your portfolio online.

Prodigy Finance is authorised and regulated by the Financial Conduct Authority. We require all interested investors to complete a pre- investment questionnaire to help us assess whether this is an appropriate investment for you. You will only be able to view specific investment opportunities on completion of the questionnaire. We may ask you for further information and documents as part of this process.

Investment Features

You'll only be able to invest once you're registered as a high net worth investor or a self-certified sophisticated investor and have completed our pre-investment questionnaire.

Loan portfolio achieves diversification by funding postgraduate students attending business, engineering, law and public policy degrees at top universities around the world.

Regular coupons
Investors receive a quarterly coupon payment of principal and interest as students repay their loans.

Independent advice
This product isn't suitable for all investors, nor is it intended as a complete investment programme, and you should take independent investment advice as to whether this product is for you.

Social impact
82% of our borrowers have no alternative means of funding and 78% come from emerging markets.

Limited liquidity
This product may have limited or no liquidity and you may find it difficult or impossible to realise the value of your investment.

Listed instruments
Bonds are issued on the main board of the Irish Stock Exchange.

Multiple currencies
Investors can choose to invest in multiple different currencies, including GBP, EUR, and USD.

This product is targeted exclusively at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions.

"I wanted to invest a small sum of money in an asset other than property but I did not feel comfortable investing in companies that I had no connection to, or which I could not be sure were acting ethically in their business activities and decisions. I liked the idea of a ‘community investment’ that supports real people doing something that will benefit their careers and long-term futures."


Ten years of impact

Impact Report 2018

"Talent is borderless, and access to education and financial services should be too." 
-- Cameron Stevens, CEO and Founder, Prodigy Finance

The impact a postgraduate degree can have is far-reaching. We have decided to publish our first Impact Report to review our first ten years and better understand the impact we are creating on people's lives. Download the report to hear from our borrowers, and to read more about our Mission and Theory of Social Change.

Download the Impact Report 2018 here.

Prodigy Finance Impact Report

Discover our research papers

Whitepaper: Technology as an enabler for international access to credit

Technology has the power to change lives in ways we are yet to imagine, and right now it is shaking up the world of consumer finance.

In this white paper, we look at the four key challenges faced by start-up firms for the use of technology in enabling globally mobile consumers to access credit – funds that are critical to achieving personal hopes and dreams, while also re-shaping the international finance sector. These are:

  • Varying regulatory environments
  • Difficulties building a standardised business model
  • Credibility
  • Cyber security

Download the whitepaper here.

Whitepaper: Finance that transforms lives

The changing face of global credit mobility and how Fintech is providing opportunities for international students.

What you will learn from this whitepaper:

  • Why global credit mobility is so critical in the pursuit of tertiary education.
  • The role traditional lenders in developing nations have played in shaping global credit mobility for education.
  • How Fintech is disrupting the status quo.

Download the whitepaper here.

finance that transforms lives
Hear from the team at events around the world


London. March 21-22, 2018

Impact Investing World Forum 2018 is one of leading social impact investment events in UK Europe and Global. It aims to foster debate on social impact of all types of investments including social impact bonds, stocks, private equity, investment banking, venture capital, wealth management and family office. 

This year Juan Garcia Alvarez will be presenting at the event, and will discuss ‘How FinTech can help integrate capital markets into impact investing’.  

Impact Investing World Forum
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Our community


Our investors are a combination of members of the school community, alumni, social impact investors and other qualified private investors.


Our students come from 118 countries around the world. Top MBAs experience salary increases of approximately 97% after graduating as it advances their careers*.
* FT MBA Rankings 2017


We support business, engineering, law and public policy courses. Schools benefit from partnering with us as it increases the diversity of talent across their campuses, despite socio-economic status.

What would you say to the investors who contributed to your funding?
What would you say to the investors who contributed to your funding?

“The first word I would love to say to investors is ‘merci’. That is the first French word I learnt. A very big thank you, because without them, it wouldn’t be possible for so many students from so many different parts of the world to pursue their dream and not be constrained by financial burden.”

Romit Choudhury
Nationality: Indian

What impact does Prodigy Finance's loan programme have on schools?
What impact does Prodigy Finance's loan programme have on schools?

“The impact has been huge. We know that we’re recruiting students who, without the loan, might not have been able to join us. So, for us, the ability for those students to access this funding has meant that we’ve recruited some brilliant people who might not be in the class otherwise.”

David Simpson
Admissions Director
London Business School

How is Prodigy Finance's model revolutionary?
How is Prodigy Finance's model revolutionary?

“The Prodigy Finance solution is revolutionary because it really increases the depth and access to higher education for international students. It is a true example of a win/win situation.”

Verena Butt

Our bonds

Prodigy Finance has created various types of bonds to fund talented students at top business schools globally, including:

School specific bonds

eg. Yale Bond, allowing students attending Yale financing from investments dedicated to that specific school.

Multi-school bonds

Offering diversification across multiple courses at a wide variety of top universities globally.

Regional bonds

e.g. India Bond, investing in Indian postgraduate students

Diversification is enabled through:

  • Geography of students (e.g. India, LATAM)

  • Degree of study (e.g. Business, Engineering)

  • Employment sector of the students (e.g. consulting, banking, engineering)

Key stakeholders

Prodigy Finance is backed by venture capitalists Balderton Capital, Index Ventures and AlphaCode and has also raised debt capital from institutional investors such as Credit Suisse and Deutsche Bank to further support postgraduate students. The Board of Directors includes Ed Wray, a co-founder of the hugely successful peer-to-peer betting company, Betfair.

Prodigy Finance has processed over US$410 million in funding over 9400 students.  Let us help you invest in tomorrow's leaders, today.

Interested in investing?

It's quick to get started. The 4-step process will take you through registration and your pre-investment questionnaire. Once your application is successful, you'll be able to track your portfolio online.