Official Rules for the Prodigy Finance Refinance Holiday Offer

  • This promotion is offered to customers who refinance an existing student loan with Prodigy Finance on or before 15 January 2019 (“Closing Date”). To qualify for the gift, the customer’s loan must be approved on or before the Closing Date and the loan agreement must be signed thereafter by both Prodigy Finance Limited (the “Promoter”) and the customer.

  • Each application for a refinance loan will be assessed and processed in accordance with the Promoter’s eligibility criteria, credit origination policies and in compliance with applicable consumer credit laws. This promotion is not an offer for refinance.

  • Each qualifying customer will receive a gift voucher or e-card from Amazon to the value of $200 or £160 (the “Gift”). The currency of the Gift is dependent on the residency status of the qualifying customer at the time of application – those residing in the US shall receive a $200 Gift, and those residing in the UK shall receive a £160 Gift. The Gift will be emailed to you (to the email address associated with your refinance loan application) within 30 days of you signing your refinance loan agreement.

  • The Gift is non-transferrable, cannot be exchanged for cash and the redemption and use thereof is subject to the Gift Card T&Cs or the Gift Card and Gift Vouchers T&Cs and can be redeemed at or depending on the currency of the Gift.

  • You may be required to pay tax on the value of the Gift depending on your residency status and you should consult your tax advisor before accepting the Gift. (applicable to US tax payers).

  • Prodigy Finance is not responsible for any delays resulting in your refinance loan not being approved by us and/or not being accepted by you by the Closing Date. However, nothing in these Terms and Conditions shall in any way limit the Promoter’s liability for death or personal injury caused by its negligence or for any other matter where liability may not as a matter of law be limited.

  • English law will govern these terms and conditions of the promotion and the UK courts will have non-exclusive jurisdiction in relation to any disputes.

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