Since graduation, your situation has changed. Isn’t it time your rate changed too? We want to pay off your existing loan, and replace it with a lower rate that saves you money.
We can refinance international graduates, who are living and working on any visa in the UK or eligible US states, and who studied a masters degree at any of our 285 universities globally. The currency of your existing loan can be USD or other currencies (including INR).
Supported programs include business and MBAs, engineering, law, public policy, and health sciences (dental, nursing and public health) amongst others.
We support working graduates on any visa, including F1-OPT, H1B, L1 and O-1 amongst others.
Jaime, refinanced his loan with Prodigy Finance, allowing him to cut his repayment time in half and giving him more freedom to pursue other opportunities.
Know someone who wants to pay off their loan sooner?
With our referral programme, anyone can refer a friend and earn a USD $150 Amazon voucher for your first two successful referrals - meaning you could earn up to $300.
Plus, you'll be helping one of your friends save over $20,000** on their student debt!
Terms and Conditions Apply.
Prodigy Finance reserves the right to vary or discontinue this program at any time without notice. To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements.
Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) and authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for consumer credit activities. Prodigy Finance Limited loans are offered to eligible borrowers and the loans are governed by English law.
*$250 will be paid in the form of an Amazon US Voucher, within 1 month after initial disbursement.
**Saving is based on a representative variable APR of 6.46%. Savings calculation of over $20,000 is based on the following terms: i) the interest rate applicable to the loan offered by Prodigy Finance is at least 2% less than the rate applicable to the current 3rd party loan, ii) the term of the loan is the same or shorter as the term applicable to the current 3rd party loan; iii) the interest rate remains the same over the terms of the loan, iv) instalments are paid monthly before the due date, and v) no partial of full repayments are made before the end of the term. Illustrative example: Current student loan: $100,000 at 8.49% APR with 15-years remaining on the loan; compared with Prodigy Finance refinanced loan: $100 000 at 6.46% APR with a 15-year loan term.
*** Over the 3-month USD Libor base rate. This minimum margin rate is subject to change. If you are approved for a loan, the interest rate will depend on your credit profile, your application and loan term.
Investing - Risk Policy
Investment is restricted to high net worth and sophisticated investors who can demonstrate that they have sufficient knowledge and experience to understand the risks of investing. Risks include the potential loss of capital and limited liquidity. Capital at risk. Investments are long term and it may not be possible to sell your investment prior to maturity. See our full Risk Warning and Terms and Conditions.
© Prodigy Finance Limited 2007 - 2019. All Rights Reserved. Prodigy Finance Limited is incorporated in the United Kingdom (Company Number 05912562) with its registered address at Palladium House 1-4 Argyll Street, London, W1F 7LD and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance is authorised and regulated by the Financial Conduct Authority (firm registration number 709641) for certain consumer credit activities and for investment activities for investors who have agreed to its terms. Prodigy Finance loans are offered to eligible borrowers and these loans are governed by English law.
Prodigy Services Limited is incorporated in the United Kingdom (Company Number 10201413) with its registered address at Palladium House 1-4 Argyll Street, London, W1F 7LD. Prodigy Services is an appointed representative of Sapia Partners LLP which is authorised and regulated by the Financial Conduct Authority. Prodigy Services Limited promotes offers of securities for third party issuers to eligible investors.